Getting into a road accident is by no means a fun adventure. It is a time of frustration and nerves. The person that is involved in a road accident will want to take several steps in order to ensure that everything goes as it should. This will make it much easier for insurance purposes and for when the police show up to investigate the accident. When a road accident occurs, depending on the severity of this, the person has the choice to move their vehicles off of the road, especially if this happens on a major highway or leave them were they are parked. If anyone is hurt, then leaving the car parked is the best decisions since they do not want to risk hurting someone even more through moving. And in the situation in which both cars are unable to move, then sitting there until paramedics and police arrive is the best thing to do.
After the accident happens, everyone should check to ensure that there are no major injuries, once this has been established then the phone calls need to be made. The person needs to call the police for the accident no matter what in order to get a report written up which will go to their insurance companies. If there are people injured request a paramedic and warn the dispatch of what is wrong with the person if you know. If the vehicles are in any danger of catching fire, then the person should back up a reasonable and safe distance in order to ensure that people stay safe. During this time, having a third party not involved directing traffic around is handy so that no one flies upon the wreck and becomes involved as well. During this time some people choose to take pictures of the damage, which is where a picture phone or a disposable camera in the car comes in handy. If you do this, the person should be sure to get all angles and then take surrounding pictures of the landscape so that there is no denying where this happened at later.
Once the police arrive, you will need to give your statement as to what happened and so forth. The police officer will give you a copy of the report or they will tell you when to come to the department in order to get this. In the police report, the person needs to be completely honest and include all the details that they can since this will be used as the main way for the insurance companies to pay out, and for those times in which there are questions, the police report will be what people look at to answer these. During this time, the person may have to have the car towed to the nearest place in order to have the car worked on, this is sometimes done with whatever company that the police usually use. In most cases, the person will have this towed to the location of the towing company and they can hold onto this until the person is ready to have it worked on. In most cases, the person will be charged for each day that it sits on their lot, yet this could be something that the insurance company is going to cover.
The next step is to call your insurance company and let them know what happens. This is when you are going to begin the claim process. The sooner that you get this started the better off that you will be. Since it could take a while for this to go through. If you are the one that is found at fault, you should be certain that you are getting the victim’s information in order to pass on dates and other types of information to them. You do not want the whole ordeal to go to court, thus be sure that you are checking your bases beforehand. During the meantime you may have to borrow a car or get a rental car in order to ensure that you are able to get back and forth. Plus, this is the time in which any deductible is going to have to be paid for car repairs and the like.Admin